MerchantIQ
SoonReal-time merchant intelligence from POS and transfer signals for forecasts, trend alerts, and growth actions.
AI Agents as a Service
High-Volume Revenue Opportunities Across Africa
Informed by Moniepoint's 2025 data and regional market signals, Wireline is preparing a portfolio of AI agent products built on top of existing payment rails.
Moniepoint 2025 flow: N412T transactions
6M+ businesses served on active rails
39M informal economy firms across Nigeria
Why the opportunity exists now
Infrastructure is in place. Intelligence is not. The next winning category is decision automation layered on top of payment data, not another payment rail.
Product roadmap in progress
We are packaging eight standalone B2B/B2B2C agent businesses with pilot-first GTM, API-first integration, and enterprise expansion across Nigeria and wider Africa.
The 8 AI Agent Businesses
Detailed launch pages coming soonLendCore
SoonAI credit scoring for informal and micro businesses using behavioral and transaction data instead of paper-heavy models.
RemitFlow AI
SoonSmart cross-border routing, FX timing, and recipient-side activation for remittance and MTO growth.
ShieldAI
SoonMillisecond fraud detection and payment risk controls for banks, PSPs, fintechs, and public disbursement channels.
GovDisbursAI
SoonEnd-to-end grant and welfare disbursement automation with beneficiary validation and leakage reduction.
TradePulse
SoonDemand forecasting plus embedded trade finance for FMCG distributors and informal retail networks.
WealthCoach
SoonWhite-label personal finance coaching engines for banks and cooperatives via app, WhatsApp, and USSD.
InformalOS
SoonInstitution-grade informal economy intelligence APIs for banks, telcos, insurers, FMCG brands, and DFIs.
Core Insight for 2026
The next fintech leaders will not be defined by payment rail ownership. They will be defined by intelligence-as-a-service built on top of the rails already trusted by millions.